StockDecksLloyds Banking vs Barclays
Lloyds Banking Group plc (LLOY.L) and Barclays PLC (BARC.L) · Financial Services
As of 24 October 2026, Lloyds Banking has a StockDecks Fundamental Score of +40 (grade A−) and Barclays +27 (grade B+), on a −100 to +100 scale. Lloyds Banking rates higher on Profitability and Growth; Barclays rates higher on Valuation; they are level on Financial Health.
| Rating | LLOY.L | BARC.L |
|---|---|---|
| Fundamental Score | +40Grade A− | +27Grade B+ |
| Financial Health | +2 | +2 |
| Profitability | +22 | +16 |
| Growth | +85 | +22 |
| Valuation | +49 | +69 |
Both companies are measured against the same Financial Services benchmarks, so their scores compare directly. Scores describe each company as it stands; they are not forecasts or recommendations.
The measures side by side
Each figure is the latest reported value; the number beneath is how it scores on the −100 to +100 scale. A dash means no genuine figure is available. Tap a measure’s name for a plain-English explanation.
Profitability
| Measure | LLOY.L | BARC.L |
|---|---|---|
| Gross margin | 0%-92 | 0%-92 |
| Operating margin | 44.1%+96 | 32.2%+93 |
| Net margin | 30.7%+82 | 28.2%+66 |
| Asset turnover | 0.02× | 0.02× |
| Return on equity | — | 10.5%+5 |
Growth
| Measure | LLOY.L | BARC.L |
|---|---|---|
| Revenue growth (YoY) | 11.2%+56 | 4.9%-1 |
| Earnings growth (YoY) | 150.6%+100 | 17.8%+46 |
| Earnings growth (Q) | 125.7%+99 | 11%+22 |
Valuation
| Measure | LLOY.L | BARC.L |
|---|---|---|
| P/E (trailing) | 12.58×+21 | 8.14×+88 |
| Forward P/E | 8.4×+65 | 6.41×+91 |
| PEG ratio | 0.6×+92 | 0.84×+85 |
| Price/Book | 1.41×+72 | 0.86×+90 |
| Price/Sales | 2.86×+64 | 1.91×+90 |
Key figures
| LLOY.L | BARC.L | |
|---|---|---|
| Industry | Banks - Regional | Banks - Diversified |
| Market cap | £57.7B | £54.3B |
| Dividend yield | 3.98% | 2.83% |
| Payout ratio | 45.63% | 22.98% |
| Beta | 0.94 | 0.91 |
About the companies
Lloyds Banking. Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. Full Lloyds Banking rating
Barclays. Barclays PLC provides various financial services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. Full Barclays rating
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These figures were captured on 24 October 2026. StockDecks shows the current numbers, plus Hype, Analyst Upside, Trend Signals and Insider Track, all free.