StockDecksLloyds Banking Group plc
Financial Services · Banks - Regional
The four fundamentals ratings
Each rating is built from the measures listed beneath it. Values are the latest reported figures; the rating beside each one is how that measure scores on our −100 to +100 scale.
Debt levels, liquidity and how solid the balance sheet looks.
| Buybacks vs new shares | Bought back 1.6B GBP of its own shares last year | +2 |
Margins, and the returns being earned on the capital employed.
| Gross margin | 0 % | -92 |
| Operating margin | 45 % | +97 |
| Net margin | 26.4 % | +54 |
| Return on equity | 11.3 % | +15 |
| Asset turnover | 0.02 × | — |
| Profit vs cash flow | 4.7B GBP profit, generated 5.7B GBP cash — profits fully cash-backed | +1 |
The direction and pace of revenue and earnings.
| Revenue growth (YoY) | 12.3 % | +66 |
| Earnings growth (YoY) | 17.7 % | +46 |
| Earnings growth (Q) | 9.7 % | +17 |
What you pay relative to what the business actually delivers.
| P/E (trailing) | 12.74 × | +19 |
| Forward P/E | 850.16 × | -100 |
| PEG ratio | 0.61 × | +92 |
| Price/Book | 142.72 × | -100 |
| Price/Sales | 2.97 × | +61 |
Key figures
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market cap | $58.4B |
| Dividend yield | 3.89% |
| Payout ratio | 45.63% |
| Beta | 0.94 |
About Lloyds Banking Group plc
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
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The figures above were captured on 20 October 2026. Open LLOY.L in StockDecks for the current numbers, plus the four ratings it doesn't show here — Hype, Analyst Upside, Trend Signals and Insider Track — all free.
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