StockDecksPayPal Holdings, Inc.
Financial Services · Credit Services
The four fundamentals ratings
Each rating is built from the measures listed beneath it. Values are the latest reported figures; the rating beside each one is how that measure scores on our −100 to +100 scale.
Debt levels, liquidity and how solid the balance sheet looks.
| Debt to equity | 0.72 × | -96 |
| Current ratio | 1.29 × | +26 |
| Quick ratio | 0.25 × | -91 |
| FCF / Total debt | 0.31 × | +41 |
| Buybacks vs new shares | Bought back $5.9B of its own shares last year (≈12.1% of its market value) | +51 |
Margins, and the returns being earned on the capital employed.
| Gross margin | 40.5 % | +90 |
| Operating margin | 17 % | +34 |
| Net margin | 14.4 % | -25 |
| Return on equity | 24.5 % | +94 |
| Gross profit / assets | 19.3 % | -4 |
| Asset turnover | 0.41 × | — |
| Profit vs cash flow | $5.2B profit, generated $6.4B cash — profits fully cash-backed | +18 |
The direction and pace of revenue and earnings.
| Revenue growth (YoY) | 4.8 % | -2 |
| Earnings growth (YoY) | -3.1 % | -29 |
| Earnings growth (Q) | -12.5 % | -63 |
What you pay relative to what the business actually delivers.
| P/E (trailing) | 10.82 × | +48 |
| Forward P/E | 9.9 × | +38 |
| PEG ratio | 1 × | +64 |
| Price/Book | 2.49 × | +23 |
| Price/Sales | 1.43 × | +91 |
| EV/EBITDA | 7.95 × | +90 |
| FCF yield | 9 % | +76 |
| Value-trap check | Cheapness credit ×0.78 — looks cheap, but quality scores +11 | — |
Key figures
| Sector | Financial Services |
| Industry | Credit Services |
| Market cap | $48.9B |
| Dividend yield | 0.99% |
| Payout ratio | 7.94% |
| Beta | 1.28 |
About PayPal Holdings, Inc.
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
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The figures above were captured on 20 October 2026. Open PYPL in StockDecks for the current numbers, plus the four ratings it doesn't show here — Hype, Analyst Upside, Trend Signals and Insider Track — all free.
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