StockDecksVisa Inc.
Financial Services · Credit Services
The four fundamentals ratings
Each rating is built from the measures listed beneath it. Values are the latest reported figures; the rating beside each one is how that measure scores on our −100 to +100 scale.
Debt levels, liquidity and how solid the balance sheet looks.
| Debt to equity | 0.68 × | -96 |
| Current ratio | 0.99 × | -3 |
| Quick ratio | 0.63 × | -31 |
| FCF / Total debt | 0.86 × | +95 |
| Buybacks vs new shares | Bought back $18.3B of its own shares last year (≈2.4% of its market value) | +70 |
Margins, and the returns being earned on the capital employed.
| Gross margin | 97.7 % | +99 |
| Operating margin | 66.1 % | +99 |
| Net margin | 50.8 % | +96 |
| Return on equity | 61.2 % | +100 |
| Gross profit / assets | 32.3 % | +25 |
| Asset turnover | 0.4 × | — |
| Profit vs cash flow | $20.1B profit, generated $23.1B cash — profits fully cash-backed | +29 |
The direction and pace of revenue and earnings.
| Revenue growth (YoY) | 14.4 % | +85 |
| Earnings growth (YoY) | 10.2 % | +19 |
| Earnings growth (Q) | 6.8 % | +6 |
What you pay relative to what the business actually delivers.
| P/E (trailing) | 34.62 × | -95 |
| Forward P/E | 27.08 × | -93 |
| PEG ratio | 1.82 × | -19 |
| Price/Book | 21.56 × | -98 |
| Price/Sales | 17.17 × | -91 |
| EV/EBITDA | 24.16 × | -41 |
| FCF yield | 2.7 % | -30 |
Key figures
| Sector | Financial Services |
| Industry | Credit Services |
| Market cap | $763.7B |
| Dividend yield | 0.67% |
| Payout ratio | 22.13% |
| Beta | 0.77 |
About Visa Inc.
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions.
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The figures above were captured on 20 October 2026. Open V in StockDecks for the current numbers, plus the four ratings it doesn't show here — Hype, Analyst Upside, Trend Signals and Insider Track — all free.
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