StockDecksUnitedHealth Group Incorporated
Healthcare · Healthcare Plans
The four fundamentals ratings
Each rating is built from the measures listed beneath it. Values are the latest reported figures; the rating beside each one is how that measure scores on our −100 to +100 scale.
Debt levels, liquidity and how solid the balance sheet looks.
| Debt to equity | 0.7 × | -95 |
| Current ratio | 0.74 × | -47 |
| Quick ratio | 0.42 × | -68 |
| FCF / Total debt | 0.36 × | +53 |
| Buybacks vs new shares | Bought back $4.7B of its own shares last year (≈1.2% of its market value) | +15 |
Margins, and the returns being earned on the capital employed.
| Gross margin | 20 % | -93 |
| Operating margin | 5.8 % | -83 |
| Net margin | 3.5 % | -83 |
| Return on equity | 15.8 % | +52 |
| Gross profit / assets | 26.8 % | +14 |
| Asset turnover | 1.45 × | — |
| Profit vs cash flow | $12.1B profit, generated $19.7B cash — profits fully cash-backed | +27 |
The direction and pace of revenue and earnings.
| Revenue growth (YoY) | -0.4 % | -49 |
| Earnings growth (YoY) | 75.9 % | +97 |
| Earnings growth (Q) | 75 % | +97 |
What you pay relative to what the business actually delivers.
| P/E (trailing) | 27.05 × | -5 |
| Forward P/E | 18.09 × | +22 |
| PEG ratio | 1.06 × | +57 |
| Price/Book | 3.64 × | -12 |
| Price/Sales | 0.84 × | +92 |
| EV/EBITDA | 14.33 × | +9 |
| FCF yield | 7 % | +45 |
| Value-trap check | Cheapness credit ×0.68 — looks cheap, but quality scores -28 | — |
Key figures
| Sector | Healthcare |
| Industry | Healthcare Plans |
| Market cap | $377.6B |
| Dividend yield | 2.28% |
| Payout ratio | 57.56% |
| Beta | 0.61 |
About UnitedHealth Group Incorporated
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare.
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The figures above were captured on 20 October 2026. Open UNH in StockDecks for the current numbers, plus the four ratings it doesn't show here — Hype, Analyst Upside, Trend Signals and Insider Track — all free.
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